In March 2018, the founding members – Richard Horsley, Andrew Earnshaw and Steve Packham – set about raising awareness of the 2019 Loan Charge with the help of a number of other contractors. The aim was, and remains, to create a community where those affected could share information and resources and ideas. This became the officially incorporated NFP organisation called LCAG.
The LCAG now has over 3,000 members spanning most sectors of the UK, including NHS workers, teachers, public sector agency staff, power, gas and oil industry contractors, as well as IT, digital and banking sector specialists.
About Richard Horsley
Richard Horsley is the LCAG’s key spokesperson and one of its founder members.
A father and keen cyclist, he has spent over thirty years in IT supporting many of the UK’s service industries.
The punitive charges introduced by HMRC’s retrospective tax legislation have had a major impact on Richard’s personal and professional life.
Spurred on by this injustice which is both far-reaching and affects many thousands of others, he is now a highly motivated and avid campaigner for all freelancers and contractors impacted by the 2019 Loan Charge.
About Andrew Earnshaw
Andrew is a founder member of the LCAG. He is an IT professional with over thirty years’ experience working within financial services at many large institutions.
The 2019 Loan Charge and its related legislation has had a devastating impact on Andrew’s personal and professional life: a mental breakdown, time off work and a total change in working environment due to on-going mental health issues.
He is seeking a fair resolution of the 2019 Loan Charge for all those affected.
About Steve Packham
Steve is a founder member of LCAG. He is a financial services professional with over thirty years’ experience in business development, change and project delivery at many large institutions.
The 2019 Loan Charge will have a devastating impact on Steve’s personal and professional career, with life-changing consequences.
He is campaigning against HMRC’s punitive retrospective tax legislation on behalf of the thousands of freelancers that add substantial value and revenue to the UK economy, and to ensure that there is proper government protection in place – rather than persecution – for these vital contributors to the country’s growth.